What would you do if you discovered that everything you believed about yourself was a lie? That's what happens to Lydia Smith when her father makes a deathbed confession. The mild-mannered bookstore owner Lydia had always adored was in reality a notorious gold thief. For twenty-four years, the bullion he stole has remained hidden... and everyone is convinced that Lydia knows where he stashed it.

On the run from the police and from a group of ruthless criminals, Lydia teams up with former FBI profiler Derek Stone. He has secrets of his own, and a debt to Tony Monaco's Payback organization he's desperate to pay off. Derek's life depends on finding Lydia's gold, but once he begins to probe the mystery of her past, they both find far more than they were seeking.