Frank and Joe's friend Ben Martin has just hit the jackpot in the state lottery. His prize: a cool five million dollars' worth of pure danger! Ben's about to discover that sudden wealth can be a sure ticket to disaster...because there's nothing like cold, hard cash to bring out the cold-hearted schemes of a greedy, criminal mind.

The high cost of living is already taking a toll -- Ben's sister, Emily, has been kidnapped for a king's ransom. From small-time hustlers to big-time operators, just about everyone's looking for a piece of the action, and the Hardys have no trouble finding suspects. The trick is getting to Emily and getting her home before she pays the highest price of all!